Understanding Garnishment: How a Lawyer Can Help You


Have you ever heard of the term garnishment? It refers to a legal process where a creditor can seize a portion of your wages or assets to satisfy a debt that you owe. Dealing with garnishment can cause major setbacks, especially for those already facing financial difficulties. If you're currently experiencing garnishment or are concerned about it happening in the future, it's crucial to have a clear understanding of your rights and available options.

10 October 2023

5 Effects Of Divorce On Your Bankruptcy Case


Divorce is often tricky by itself, but it can also create ripple effects for years to come. One such effect is how it may alter future bankruptcies by either former spouse. How could your current or prior divorce affect your bankruptcy case? Here are a few of the challenges it may present.  1. Support Obligations Are Exempt This is either good news or bad news for a divorcee, depending on which position they are in.

3 March 2023

What Are Some Potential Tax Garnishment Solutions?


If you're struggling with tax debt, you may be wondering if there are any tax garnishment solutions that can help you get relief. Unfortunately, tax debt is not always dischargeable in bankruptcy, but an experienced bankruptcy attorney can help you review your options. Regardless of what you decide, there are a few potential solutions along with bankruptcy that may help you resolve your tax debt. 1) File Old Tax Returns

22 June 2022

Important Things Your Bankruptcy Lawyer Should Do Before Actually Filing Your Bankruptcy Documents


Because of the financial situation that you might be in, you might have decided that you are going to file bankruptcy. You might have already hired a lawyer, and your lawyer might have already gotten started on the process of helping you file bankruptcy. In fact, it might actually almost be time for your lawyer to file your bankruptcy documents. There are a few important things that your lawyer should do before going through with filing your documents for you, though, such as the things listed here.

3 January 2022

Your Checklist For Filing For Bankruptcy


Bankruptcy law service providers need a lot of information from clients before moving forward with their cases. If you're getting ready to file for bankruptcy, bring the following things to your appointment with a bankruptcy attorney. Proof of Income Ideally, you want to have tax returns from the last two years. If you didn't file tax returns for either of the last two years, try to find the most recent ones you can.

29 July 2021

What Does Restructuring Under Chapter 13 Bankruptcy Entail?


Chapter 13 bankruptcy is a process that allows successful filers to restructure the debts they owe. It's important to understand what is meant by restructuring, though, before you petition the court for relief. Here's a breakdown of what to expect. Having a Plan The centerpiece of Chapter 13 bankruptcy law is the repayment plan. When someone asks the court for relief under Chapter 13, they're asking for some room so they can resume payments of their debts.

30 December 2020

What Does A Chapter 13 Plan Include?


When you file for Chapter 13 bankruptcy, the court will expect you to submit a plan. You might wonder, however, what exactly the plan should look like. Here are 4 items usually included in a plan submitted to the court. Restructuring of Debts The idea behind Chapter 13 bankruptcy law is that someone with sufficient means should be able to pay down their debts as long as they're given an opportunity.

10 December 2019